1. General Information

The information provided by Dignity Finance and Investment Ltd (“Dignity Finance,” “DFIL”, “we,” “our,” or “us”) on this website and in all our communication materials is intended for general informational purposes only. All services are offered subject to applicable laws and regulations of the Federal Republic of Nigeria.

2. No Financial Advice

Nothing contained on this website, in our communications, or in our marketing materials constitutes or is intended to constitute professional financial, investment, tax, or legal advice. All decisions made based on our content are made at your own discretion and risk.

We strongly recommend that clients seek independent professional advice before making any financial decisions or commitments.

3. No Guarantee of Returns

Investment products offered by Dignity Finance and Investment Ltd do not guarantee fixed returns unless explicitly stated in a formal agreement. Past performance is not indicative of future results. Capital is at risk, and clients are advised to evaluate their risk appetite before investing.

4. Loan and Credit Information

Loan approval is subject to verification, credit checks, and terms outlined in individual loan agreements. We reserve the right to decline applications that do not meet our risk assets assessment criteria (RAAC) or compliance requirements.

5. Accuracy of Information

While we make every effort to ensure that all information provided is accurate and up to date, we make no warranties or representations regarding the completeness, accuracy, or reliability of any content. Dignity Finance and Investment Ltd shall not be held liable for any errors, omissions, or delays in updating the information.

6. External Links

Our website and publications may contain links to third-party websites or services. These links are provided solely for convenience and do not imply any endorsement. We are not responsible for the content, policies, or practices of external websites.

7. No Liability

Dignity Finance and Investment Ltd shall not be liable for any loss, damage, or injury arising from:

• Reliance on information provided by us
• Investment losses or loan defaults
• System errors, downtime, or cyber incidents
• Acts of third parties or force majeure events

To the fullest extent permitted by law, we disclaim all liability, including indirect, incidental, or consequential damages.

8. Service Availability

We do not guarantee uninterrupted access to our website or digital platforms. Service may be affected by maintenance, internet disruptions, or technical issues beyond our control.

9. Regulatory Compliance

Dignity Finance and Investment Ltd operates under the regulatory framework of the Central Bank of Nigeria (CBN), the Corporate Affairs Commission (CAC), and other applicable financial regulations. Compliance with anti-money laundering (AML) and data protection laws is enforced across all services.

10. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Updates will be posted on our website with a revised effective date.

11. Contact Us

For any inquiries or clarification regarding this disclaimer, contact: