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    Can I apply if I have an existing loan with another institution?

    Yes, you can apply. However, we’ll assess your debt-to-income ratio to ensure you can comfortably service the new loan alongside existing obligations.







    A

    What is the minimum income requirement?

    Minimum income requirements vary by loan type. For personal loans, the minimum monthly income is ₦50,000. For corporate loans, we assess based on business turnover and financial statements.







    A

    Who is eligible for IPPIS loans?

    All Federal Government civil servants and paramilitary personnel on the IPPIS platform are eligible for our IPPIS loan products.